0 Rrealty Insurance Posted by Uday | at 3:01 AM

Realty's Risk Management Affiliations At Realty we constantly look at how to differentiate ourselves from the competition and find ways to add value and support our clients. The insurance products and services that we provide are an integral part of the wider field of managing risk, so risk management is the obvious choice for us to add another dimension to our service offering. Please click below to find out about the services we are able to facilitate for our clients through affiliations with carefully selected, independent, external risk management providers. Financial Ombudsman Service – Case Files The Financial Ombudsman Service (FOS) is the complaints handling body covering financial services firms regulated by the Financial Services Authority, including the insurance sector. In this issue we look at how the FOS views the distinction between what is insured under ‘buildings’ and what is insured under ‘contents’ cover in home or household policies. This can become an issue if a homeowner has only bought one type of cover, or has bought both but from different insurers. Technical Corner – Building Sums Insured In this section of Realty Review we look at some of the more common principles used in insurance in order to help you, as a property owner, become more accustomed to the terminology and concepts involved. In this issue we look at how to make provision for the effects of inflation when setting buildings’ sums insured using the ‘day one reinstatement basis’ of cover.